Need an appraisal in Sayville or Suffolk County?

Here are the top 7 reasons NY homeowners use Record Appraisals, Inc:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Suffolk county's assessment of your propertyworth
To lower their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Do you own a house in or near Sayville? Do you need help deciding the price of your real estate?
Contact Record Appraisals, Inc.

At Record Appraisals, Inc, we understand the special needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. As our client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Record Appraisals, Inc will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.

PMI Removal Appraisals

A fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Record Appraisals, Inc, we're seasoned in helping customers just like you do away with unwanted PMI insurance.

Challenging Suffolk county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining or is not appreciating as much as other houses nearby. That only means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Record Appraisals, Inc is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be troublesome from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Record Appraisals, Inc can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.